What's your life worth?

Dear Constant Reader,

I received another letter today that promised me an amazing life insurance quote that would save me, and my family from the eve of destruction.
I tore up the letter, and realized that I don't care about what happens to my family after I drop dead.
They don't care about me, and I'm not going to spend my afterlife caring about them.
Cruel aren't I?

Arthur
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